Mind, Money & Mental Fitness: How Small Changes Lead to Big Impact

Money and mental health—two things that affect nearly every part of our daily lives, yet we don’t always realise just how deeply connected they are. When we feel in control of our finances, we experience a sense of security, confidence, and freedom. On the other hand, financial stress can lead to anxiety, overwhelm, and even impact our physical health.

In my latest Suzi Says podcast episode, I sat down with Canna Campbell, financial planner and founder of *SugarMamma.TV* and the author of 𝗧𝗵𝗲 $𝟭,𝟬𝟬𝟬 𝗣𝗿𝗼𝗷𝗲𝗰𝘁, to unpack the powerful relationship between money and mental wellbeing. One key takeaway? Small, consistent actions can create a massive shift in both your mindset and your financial situation.

1. Acknowledge the Stress & Get Clear on Your Finances

Canna shared a simple but powerful first step—write down what’s stressing you out about money. When we put our worries on paper, they stop swirling in our minds and start becoming solvable problems.

Next, take an honest look at where your money is going. Many of us assume we “stick to a budget,” but it’s not until we actually review our transactions that we see the reality. Small leaks—like forgotten subscriptions or impulse purchases—add up over time.

💡 Action Step: Take 10 minutes to scan through your bank statements. Identify any recurring costs or unnecessary spending, and make small adjustments that can free up funds for more important goals.

2. The Power of 1%: Small Increments Lead to Big Wins

A common excuse when it comes to financial health is: I just don’t have enough money to save or invest. But just like with fitness and self-care, it’s not about making huge, unsustainable changes—it’s about starting small and staying consistent.

Think of the 1% Choose You Theory: 1% of your day is just 14 minutes and 24 seconds. If you dedicated just that small fraction of time each day to improving your mindset, mental health, or financial habits, the long-term impact would be enormous.

Canna explains that even an extra $30 per month put toward your mortgage, savings, or investments can have a compounding effect over time. It’s not about having huge amounts of extra money—it’s about redirecting small amounts toward meaningful progress.

💡 Action Step: Find one small financial habit you can implement today—whether it’s canceling an unused subscription, setting up automatic savings of $5 per week, or rounding up purchases to the nearest dollar and saving the change.

3. Your Money Mindset Matters

Many of us grow up with limiting beliefs around money—whether it’s fear of not having enough, guilt about spending, or feeling like financial success is out of reach. The truth? Money is just energy—it flows in and out, and how we approach it makes all the difference.

By shifting our mindset from scarcity to abundance, we can start making more empowered choices. That might mean viewing budgeting as a tool for freedom rather than restriction or seeing investments as a way to support your future self rather than something intimidating.

💡 Action Step: Start replacing negative thoughts about money with positive affirmations. Instead of saying, ‘I can’t afford that,’ try ‘I’m choosing to spend my money on what aligns with my values.’

Ready to Take Control of Your Mind & Money?

The small steps you take today will shape your financial future—and your mental wellbeing. And to help you make those changes, I’m offering instant access to Module 1 of Workbench for the Mind for ONLY $47—plus, with the 1% Choose You Theory, you’ll also receive my Find the Real You Workbook for FREE! 🎉

Inside Workbench for the Mind, you’ll learn:

🌸 How your brain works so you can manage stress, emotions, and overwhelm with confidence.

🌸 Simple, practical tools to help you feel more in control of your thoughts and reactions.

🌸 A step-by-step system for creating lasting change through small, manageable shifts.

Give yourself just 1% of your day CHOOSE YOU theory! —because you deserve it.

If you’ve ever felt stuck, overwhelmed, or like you don’t know where to begin with your finances or mental fitness—this is your sign to start. Because you don’t have to do it all, you just have to start.

💡 Get instant access now! Offer available until March 31st.

Get the instant access here! https://workbenchforthemind.mykajabi.com/wbftm-intro-offer

If you haven’t listened to Episode 6 of Suzi Says, you may still watch and listen to it:

🎙️ 𝗪𝗮𝘁𝗰𝗵 𝗼𝗿 𝗹𝗶𝘀𝘁𝗲𝗻 𝘁𝗼 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝗽𝗼𝗱𝗰𝗮𝘀𝘁 𝗲𝗽𝗶𝘀𝗼𝗱𝗲 with special guest Canna Campbell:

🌐 Website: https://workbenchforthemind.mykajabi.com/podcasts/suzi-says-have-a-good-listen/episodes/2148995306

📺 YouTube: https://youtu.be/CfoZkNCTNEo

🎙️ Spotify: https://creators.spotify.com/pod/show/snoozevans/episodes/Mind--Money--Mental-Fitness-How-Small-Changes-Lead-to-Big-Impact-with-Canna-Campbell-e300ftf

🍎 Apple Podcasts: https://podcasts.apple.com/au/podcast/mind-money-mental-fitness-how-small-changes-lead-to/id1790364435?i=1000698701344

Let’s make small, intentional changes today that lead to financial freedom and mental clarity tomorrow. You’ve got this! 💪

🌸Suzi Evans

🌸 Suzi Evans

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When You Are Challenged by Choosing Yourself

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Wellbeing Matters: Choosing Yourself —Just 1% of Your Day